Cryptocurrencies, Tokens, and Blockchain, Oh My!

The Beginner’s Guide to Cryptocurrency

 

 

Kala is making cryptocurrency accessible to the masses, so we’re here to help you understand more about this new world.

Here are some basic terms to get you up and running, and help you get involved before it’s too late!

Cryptocurrency is digital currency that is encrypted (encoded), and stored in a decentralized format across the web. This means that rather than currency being stored and supported by a third party bank, cryptocurrency is public, and can be used by anyone with access to the internet.

Some things to understand about cryptocurrency:

  • Digital means of exchange
  • Accessible to anyone with internet access
  • Accessible even with limited access to financial institutions
  • Regulated by the public rather than a central banking system
  • Transaction information is kept private (will not reveal your name, location, or the reason for transaction)
  • Verified in digital public ledgers called blockchains
  • Stored and transferred in a private, digital wallets

More Terms to Understand Cryptocurrencies

Blockchains are the public, digital ledgers which record and verify all cryptocurrency transactions. Anytime a new transaction comes through, it is added on as a new “block” or link to this chain, which is verified again and again as new transactions join the chain.

It is important to note that blockchain transactions are permanent, and once they’ve been verified, they cannot be changed, reversed, or removed. But, by using public eyes and software to continuously verify these ledgers, blockchains ensure that no duplicate or fraudulent transactions are made.

Cryptocurrency Exchanges are platforms that allow users to buy, sell, or trade cryptocurrency. Popular exchange websites like Coinbase, Kraken, and Shapeshift help users set up virtual wallets, track exchange rates, and manage their cryptocurrency through an online account.

Hashpower (also known as “hash rate”) is the speed at which transactions are verified on the blockchain.

Mining is the process of verifying transactions on the blockchain. Mining often requires expensive, specialized equipment and large amounts of power. This is challenging for individuals to do on their own, so there are mining pools to help them get involved. By joining these pools, users allow their computers to solve complex algorithms to help verify the blockchain.

Miners take the place of third-party banks that would typically verify all transactions in the real world. However, miners to do not hold your funds like banks do, and can earn cryptocurrency in return for their efforts.

P2P (Peer-to-peer) is the process of passing information directly from one computer (peer) to another, without needing to pass through a central location. This is one of the most successful aspects of cryptocurrency as it expedites the transaction process, and does not limit users without access to financial institutions or third-party entities.

Proof of Stake is the framework in which a user’s stake determines how much say they have in verifying each blockchain. Therefore, users who have more stakes can then have more power in determining which blocks are approved or denied.

Proof of Work is the process by which miners are rewarded for their work to verify the blockchain. Often, there is a competition between miners to verify transactions, as rewards are earned by solving each complex algorithm.

Tokens are used to transfer or pay through cryptocurrency, and represent just about any asset that has worth and can be traded. While the word “currency” can often be misleading, it is good to note that cryptocurrency tokens can represent anything from loyalty points, to digital goods, rewards, or even other cryptocurrencies.

Don’t wait to get involved in this booming market! To learn more about cryptocurrency and how Kala is unique, click here.

 

 

 

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How to Buy, Sell and Keep Track of Bitcoin

Here’s your step-by-step guide to using exchanges and wallet apps such as Coinbase to manage your bitcoin, as well as other cryptocurrencies such as Ether or Litecoin.

 

We’re deep in the heart of bitcoin madness.

The original cryptocurrency’s more than tenfold increase over the past year has thrust the blockchain-based digital currency into Wall Street’s face. Notable investors like the Winklevii have been cashing in, as the finance sector wades into bitcoin futures trading. At the same time, consumers and everyday investors are trying to figure out what bitcoin actually is and how they can get in on the frenzied action.

Bitcoin isn’t the only digital currency garnering mainstream attention. As the volatile but lucrative cryptocurrency has risen from hundreds to thousands to tens of thousands of dollars per digital coin, the rest of the landscape is riding its coattails. The Ethereum blockchain — long viewed as a more viable mainstream platform — and its Ether cryptocurrency have risen in value along with coins like Litecoin, Ripple and the forked Bitcoin Cash.

So how can you get some? You’ll need to use an exchange to buy and sell the cryptocurrency, and a wallet app to store it securely. If you’re in the U.S. and want to quickly buy some bitcoin, Ether or Litecoin, Coinbase is the most popular and easiest-to-use option. Here’s how you get started.

 

 

 

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Great Advice For Getting The Lowest Prices Online

Online shopping is something everyone likes to do. It doesn’t matter if you’re young or old, or whether you’re a man or a woman. People enjoy buying things they like, and enjoy finding deals they need. You need to read this article, though, to make sure you have the best online shopping experience you can.

When considering an online store, pay close attention to the terms of service and the privacy policy. This policy will inform you one the information the retailer collects, how this information is used and how this information is stored. If you don’t like what you read in the policy, consider contacting the retailer. Do not purchase anything if you are still uncomfortable.

Prior to making a purchase decision on any product or service, read every piece of information available on it. Photos don’t give you the whole picture. A picture can make the item look smaller or bigger than it really is. Carefully read the entire description to understand exactly what you will get.

Get familiar with the shipping facts of an online retailer. Their shipping policy should be outlined in a separate section to describe the average time you should get your items, geographic restrictions, shipping choices, possible shipping insurance, and what their shipping and handling fees are. Use all of this information to decide if these costs and options fit well for you, your budget, and your area before you place an order.

You should never do some online shopping while being connected a public wifi. Wait until you are on a secured Internet connection to purchase the products you want. Your payment information could be accessed by a third party if you purchase a product while being connected to a public network.

When you buy a product from an online retailer, be sure that you check the merchant’s return policy. Some retailers charge a restocking fee for returned merchandise. This would not be a good deal for you if you tend to change your mind about purchases after you buy them.

Shop with a friend to save money. Many times an online store will offer free shipping or another discount if you spend a certain amount of money. If you find that you will not be spending the amount needed, ask a friend if they need anything from the store so you can both save money.

Avoid making any purchases you really do not need right now until certain holidays. Brick and mortar retailers love throwing holiday sales at times like Independence Day, or Presidents Day. The Internet mimics this often. Some sites on the web provide serious savings discounts on holidays, and others offer free shipping or freebies.

You ought to understand that refurbished products may be the same as surplus. If you find a refurbished item online, review its description to see if it was overstock or something that was repaired. A good way to get a deal is to find surplus or refurbished items.

One way to save money is through points programs. For example, Swagbucks.com and MyPoints.com offer members the ability to earn points with their purchases. They also offer coupons for certain brands. When you redeem your points, you can get merchandise or gift cards, saving you even more money down the road.

The price you are given for an online purchase is usually not the exact price you will end up paying. For instance, taxes, fees, and shipping costs are not added on until the very end of the checkout process. Look at what the final cost will be before you decide whether or not to purchase something.

Shopping is fun for everyone, and the Internet makes it even more enjoyable and easy to do. That’s why you really need to understand the ins and outs of how online shopping works. That way, you can find the best deals and get the best things. The information in this article should help.

 

 

 

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Work On Your Time Management Skills With This Advice

Time management is something that most people will find useful. It’s just valuable in that it can help you to get things done quickly. If you’re wanting to learn about this then you’ll need a little information. Keep reading here and you’ll get that information that you need before starting.

Maintain a schedule that contains thoughts, activities, and conversations during the week. This provides insight into what you’re able to complete in a day and where precious moments go. This schedule shows what time you spend on results and how much you waste on the things that are unproductive to your goals.

If you’re having a hard time fitting all your tasks into the day, try using a calendar to make things easier. Hang one on your fridge or keep a desk calendar handy at work. Mark your priorities with a given time to get things accomplished and you should be able to operate more efficiently with a little time left over.

Take some time to schedule some time for your interruptions. You need to be able to plan some time that you can be taken away from from the tasks you’re working on. For instance, maintaining concepts similar to “office hours.” Office hours can be thought of as planned interruptions.

An area that many people have trouble with in time management is setting deadlines. You have to set deadlines and stick to them. Any task you have is going to take a certain amount of time and if you have a deadline for your tasks, your life will run smoothly.

Make room in your schedule for any interruptions. By scheduling some time for the unexpected, you can avoid your entire day being thrown off track. When you are ready for interruptions, they are no longer affecting your time.

Create a to-do list every morning before you begin your work. Sometimes time is eaten up in the day simply because you don’t have a plan. Even a light sketch of a plan, like a simple to-do list is enough to save you precious minutes, even hours, during the day.

To perfect your personal system of time management, take a moment to catalog the most common time-wasting activities you engage in. Whether you prefer to check your e-mail, surf the web, or hang out in the break room, you should identify the behaviors you practice when you’re dodging work. In the future, when you notice yourself initiating these time-wasting processes, stop and remind yourself that you have important work to do!

Believe it or not, one of the best things you can do to manage your time is to take your time. By rushing through important tasks, you may make errors that force you to start over. Taking your time the first time around ensures the job is done the right way.

Organization is the friend of time management, so plan carefully to take full advantage of the hours of your day. Finish the most important tasks first so they are not creating stress in your life. Then use the rest of your time wisely, and do not forget to take time to relax.

At many moments where you are feeling overwhelmed with how much you have to do, the most effective time management tip is to actually do nothing for at least a minute. Catch your breath and let your mind clear. What is really urgent and needs done right now will reveal itself to you. The rest can wait and maybe even work itself out.

Once you realize what goes into time management, you can get started. You’ll be able to use it in most areas of your life which is something that should be clear to you now. Just make sure you read over this article again if you have any questions and you should be good to go!

 

 

 

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Tips On How To Become A Successful Lawyer

Maneuvering your way through the legal system is too risky to try by yourself. You really need professional guidance to accomplish anything in court! Learn the best ways to find the right lawyer and the steps that should follow to protect yourself and find success in any legal proceeding with the following article.

Make sure to find out who all will be involved with helping to work on your case. What sort of experience do they have? Some may have years of experience, whereas others may be fresh out of law school. How much time is your lawyer anticipating on devoting to your case?

Legal proceedings can often be confusing and complicated when you lack a background in the law, so make sure to let your lawyer know when you are confused or if you a clearer idea of what to expect from your trial. He or she should return your calls in a timely manner.

Stay as organized as possible when you are working with a lawyer. This means that you should have all of the documentation in relation to your case on hand at all times. If you are unorganized, your lawyer can lose valuable time planning a strategy for your case, which may result in a loss.

Speak with any lawyer you’re interviewing about the questions you have. During a first meeting, the lawyer must demonstrate a willingness to address your concerns, even if you are not being charged for it. They should ensure your questions are answered. If something doesn’t feel right, go with your gut and move on to find someone more suitable.

Know any fees and costs before signing anything. Remember, it’s your job to ask questions in regard to the costs. Ask every question you can think of, and look through every document you are given. Your lawyer is not responsible for you being quick on the draw when it comes to signing official paperwork.

Most lawyers will agree to meet with you for free so you can explain your problem and get some useful advice. You should plan on meeting with different lawyers to get several professional opinions and compare fees. Spend a few weeks meeting with different lawyers before you decide to hire one.

When it comes to choosing a lawyer, always trust your instincts. Do you feel like he’s trying to sell you something? Does he seem like he lacks competence? Does she seem nervous? If you feel uncomfortable believing what the lawyer says, so will a judge or jury, so move on.

Prepare yourself for a meeting with a lawyer. Lawyers charge by the hour. So, any time you are searching for paperwork and you have to call back to ask questions or ask their advice, you are being charged. You can reduce the cost of meeting with your lawyer if you prepare everything you need to talk about in advance and make sure all your paperwork is ready.

You really can’t go it alone in court and expect to end up with favorable results. The laws are too complicated and the process too confusing. Set yourself up for success by finding the right attorney for the job and following his or her instructions. It will make a big difference in your results.

 

 

 

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